Unlock Your Dream Doorway with Next Gen Lending

We strive to exceed expectations

At Next Gen Lending, we ensure your homeownership journey is a rewarding experience.

George & Beau - Next Gen Lending

Welcome to Next Gen Lending

Welcome to Next Gen Lending where your homeownership dreams take center stage. In the ever-evolving landscape of mortgages, we don't just offer loans; we craft personalized narratives of financial empowerment. Our mission is a compass guiding us—powered by honesty, integrity, and competence, we navigate the intricate terrain of home loans with a commitment to excellence.

Unleashing Possibilities

At Next Gen Lending, we believe in more than just securing a mortgage; we believe in unlocking the doors to a brighter future. Our goal is to provide our clients with multiple options and strategic solutions at the most competitive pricing. Imagine stepping into a new home and a future where financial ease and homeownership dreams seamlessly converge. Proudly serving NC, SC, FL, TN, WV, and GA.

Founded on Faith • Formed by Friends • Focused on Your Future

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Our experience

Next Gen Lending is committed to helping you find the best mortgage for your needs. Our years of experience in this industry give us a competitive edge that no other broker has access to!

Experience Professionals

Our team at Next Gen Lending comprises industry veterans with a wealth of knowledge and expertise.


Lending Network

Our vast network of lending partners ensures that you have access to a wide array of loan options.

Quick Approvals

Next Gen Lending ensures swift and efficient processing, streamlining applications for quick approvals.

Support Team

Our support team is at the heart of Next Gen Lending's commitment to service.


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Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
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Mortgages That Fit Your Life

We offer home loans including fixed and adjustable rate options, Purchase, Refinance, Reverse mortgages and more.

Testimonials 

Hear the feedback from our satisfied clients and learn how our services have transformed their experience.

  • I can't say enough good things about the Next Gen team. I worked primary with Sean, but everyone on the team was great! I spoke with a few very well known mortgage brokers- all of whom told me to try back in a few months- before landing on Next Gen. These guys jumped at the opportunity to help me, and got me a much better rate than I anticipated. I HIGHLY recommend them!
    -Grant Gilliam
  • Jason was with us through so much every step of the way! He was always meticulous in his work and I felt like he took such good care of us. I would absolutely trust them again if we needed to buy another house. 10 out of 10 recommend
    -Annie Burnham
  • A huge thank you to Sean Cutchens! He made my first time home buying process simple and pain free. He was able to get me the best rate! Would recommend him over and over again as he was an amazing lender. Thank you Sean for making my dream of owning a home reality!
    -Kayah Powell
  • Sean is amazing! He was incredibly helpful and diligent throughout the process of securing our new home. We felt like our family had an advocate, not just a broker.

    We are so thankful to have found him and would highly recommend him to anyone looking to buy a new home.
    -Pahola Martinez

Our Blogs

January 28, 2026
How to Decide If Refinancing Is the Right Move for You?

When we think about managing our mortgage, refinancing is a buzzword that instantly pops up. But what does it actually mean and more importantly, how do you decide if it's the right move for you? Refinancing is the process of taking out a new mortgage in place of your existing one, usually in order to […]

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January 25, 2026
Non-QM, DSCR and 1099 Mortgage Programs: Which Loan Type Fits Your Situation in 2026?

Buying a home or investment property in 2026 doesn’t always fit into a neat, traditional mortgage box. Maybe you work for yourself, rely on rental income, or get paid mainly on commission. The good news is that you still have options. Non-QM, DSCR, and 1099 mortgage programs are designed for real-life situations where standard paperwork […]

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January 21, 2026
Balancing Loans, Childcare and a Mortgage: A Realistic Housing Plan for Young Families!

Trying to balance student loans, daycare costs and a new mortgage can feel like you’re juggling with one hand tied behind your back. For many young families, housing decisions are no longer just about “Can we get approved?” but “Can we live our lives and still enjoy ourselves financially?”  1. Start with a clear picture […]

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Next Gen Lending

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

PHONE

(828) 630-8284

FAX

(888) 900-9402

E-MAIL

Support@nglending.com

LOCATION:

106 Langtree Village Dr, Suite 301 Office 373
Mooresville, NC 28117

Disclosure:
By submitting the form or by clicking on the 'Get a Quote' button above or buttons that carry the same meaning, you expressly consent to receive communications from Next Gen Lending, LLC by email, text message or phone to the landline or mobile number provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of receiving any devices, services or products from us or from our partners and their dealers. For more information see our Privacy Policy.
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