At Next Gen Lending, we ensure your homeownership journey is a rewarding experience.
Welcome to Next Gen Lending where your homeownership dreams take center stage. In the ever-evolving landscape of mortgages, we don't just offer loans; we craft personalized narratives of financial empowerment. Our mission is a compass guiding us—powered by honesty, integrity, and competence, we navigate the intricate terrain of home loans with a commitment to excellence.
Unleashing Possibilities
At Next Gen Lending, we believe in more than just securing a mortgage; we believe in unlocking the doors to a brighter future. Our goal is to provide our clients with multiple options and strategic solutions at the most competitive pricing. Imagine stepping into a new home and a future where financial ease and homeownership dreams seamlessly converge. Proudly serving, North Carolina, South Carolina & Florida.
Founded on Faith • Formed by Friends • Focused on Your Future
Next Gen Lending is committed to helping you find the best mortgage for your needs. Our years of experience in this industry give us a competitive edge that no other broker has access to!
We offer home loans including fixed and adjustable rate options, Purchase, Refinance, Reverse mortgages and more.
Many homeowners retire with most of their wealth tied up in their homes. A reverse mortgage turns that hidden equity into ready cash while you stay put and skip monthly loan payments. The lender pays you instead. You repay the balance only when you move, sell or pass away. While the idea is simple, it […]
1. Fixed-Rate Mortgage Think of this as the classic pick. Your interest rate stays the same from the first payment to the last, so your monthly bill never surprises you. These loans have terms of 15 or 30 years. A 15-year term costs more each month but saves big on interest. Choose fixed when you […]
When you apply for a home loan, lenders focus first on one number: the loan-to-value ratio (LTV). It compares your loan size to the home’s value. A lower LTV signals less risk, which can mean faster approval, a friendlier rate and fewer fees. Understanding basic math gives you power in the mortgage process. Our team […]
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.
